Product Offerings
A curated mix of investment and protection products designed to match your risk profile, time horizon and life goals.
Stocks & Shares
Direct equity investments with research-backed strategies for long-term wealth.
Mutual Fund / SIP / SWP
Disciplined mutual fund investing through SIPs, STPs and SWPs aligned to your goals.
Specialised Investment Funds
Structured, rule-based strategies to grow wealth with defined risk frameworks.
Life Insurance
Protection-focused plans to secure your family's lifestyle and long-term aspirations.
Health Insurance
Comprehensive health cover with cashless access to quality medical care.
General Insurance
Motor, home, travel and business insurance for complete asset protection.
Fixed Deposits / Bonds
Low-risk options with predictable returns and strong capital security.
P2P Lending
Regulated opportunities for higher returns beyond traditional assets.
Loans
Home, personal and business loans structured to fit your cash flows.
Intelligent Financial Calculators
Transform your financial dreams into actionable plans with our precision-engineered calculators. Make informed decisions backed by real-time projections and expert insights.
Discover Your Investment Personality
Take our comprehensive risk profile assessment to understand your risk tolerance and get personalized investment recommendations tailored to your goals.
Personalized Strategy
Portfolio Analysis
Risk Balance
Expert Insights
Frequently Asked Questions
What is a SIP and how does it work?
A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds every month. It uses rupee cost averaging to reduce market volatility impact and builds wealth through compounding over time.
How much should I invest for retirement in India?
Aim to build a corpus of at least 25–30 times your annual expenses. The exact amount depends on your age, retirement timeline, and lifestyle. Use our free Retirement Calculator for a personalised estimate.
What is the difference between term and life insurance?
Term insurance provides pure life cover at low premiums for a fixed period. Life insurance (endowment/ULIP) combines cover with savings. For most people, term insurance offers maximum protection at minimum cost.
How do I start financial planning in India?
Start with clear goals, build a 6-month emergency fund, get adequate life and health insurance, then invest systematically through SIPs in mutual funds aligned to your risk profile and time horizon.
What is wealth management?
Wealth management combines investment advisory, tax planning, estate planning, and risk management to grow, protect, and transfer your wealth. PlanUrDream offers personalised wealth management services across India.
How can I improve my credit score in India?
Pay all EMIs and credit card bills on time, keep credit utilisation below 30%, avoid multiple loan applications simultaneously, and regularly check your credit report for errors. A score above 750 unlocks the best loan rates.