Goal Based
Planning

We offer a comprehensive range of financial services

Why Goal Based Planning?

The trouble with not having a goal is that you can spend your life running up and down the field and never score.” – Bill Copeland

Everything we do in life should have a clear purpose, target, or goal. This is especially true when it comes to investments and savings. We all have dreams we want to achieve in the future—our dreams and goals motivate us to work hard, often pushing ourselves beyond our limits to secure a better future for ourselves and our families. But hard work alone isn’t enough. It’s equally important to create a plan to turn those dreams into reality.

The Key Benefits of Goal-Based Planning

Objectivity: Makes dreams concrete and defines clear goals.
Prioritization: Helps in ranking goals by importance and urgency.
Reality Check: Provides clarity and peace of mind with a clear path forward.
Right Asset Allocation: Optimizes the alignment of assets with the goals.
Consolidation: Brings all your assets together in one unified plan.

What is Goal Based Planning?

Goal-based planning is the process of transforming your subjective dreams into clear, actionable goals. It’s a three-step process:

Step 1

Convert dreams into defined goals by setting priorities, target figures, and timelines.

Step 2

List all your assets, liabilities, and investment potential to build the plan.

Step 3

Link assets to goals, factoring in asset type, expected returns, and overall asset allocation, based on your timeline and risk tolerance.

Our approach

We believe that the success of a financial plan is 20% in its design and 80% in its execution. That’s why we not only help you build a solid plan but also assist you in executing it effectively.

Initial Discussion

We start by discussing the dreams you’ve envisioned for yourself and your family.

Bring Objectivity to Dreams

We help you articulate and convert those dreams into specific goals by calculating the target figures and adjusting for inflation over the goal’s timeframe.

Goal Prioritization

We work with you to prioritize your goals based on several factors of financial planning.

Review and Monitoring

Once the plan is in place, regular reviews and adjustments are critical to staying on track. We provide ongoing monitoring and periodic reviews to ensure your plan remains aligned with your evolving goals and any changes in your financial situation. Whether due to market shifts or life events, we make sure your strategy stays flexible and effective, helping you achieve long-term success.

Asset Data Consolidation

We gather and consolidate all your existing assets to get a full picture of your financial standing.

Asset -Goal Linking

We link your available assets to your goals based on suitability, identifying any gaps that need to be filled.

Build Plan to Fill the Gaps

Finally, we create a detailed plan that bridges the gap between your current assets and your financial goals, ensuring a clear path toward achieving your dreams.

Goal-Based Planning Tailored to You

At PlanUrDream, we understand that each financial goal is unique and personal. Our goal-based planning approach is designed to translate your dreams into actionable financial strategies. Whether you aim to buy a home, fund education, or retire comfortably, we create a customized plan that aligns with your individual aspirations. By evaluating your current financial status and future needs, we craft a plan that evolves with your life, ensuring you stay on track to achieve your goals. With us, every step you take is a step toward realizing your dreams.