Multi-Goal Financial Planner

Plan all your financial goals together with inflation adjustment, gap analysis, and actionable recommendations for comprehensive financial planning.

How This Multi-Goal Planner Works

🎯

Goal-Specific Planning

Each goal uses appropriate inflation rates and calculation methods

📈

Multiple Investments

Add multiple existing corpus and monthly contributions per goal

⚖️

Gap Analysis

Identifies shortfalls and provides actionable recommendations

💡

Smart Suggestions

Get practical options to bridge any gaps in your planning

₹₹₹

Start Planning Your Goals

Add your first financial goal to begin comprehensive planning with detailed analysis and recommendations

Ready to Take Action?

Get personalized advice from our financial experts to optimize your goal planning strategy.

About Multi-Goal Financial Planner

🎯

Multiple Goals

Plan for retirement, education, marriage, house purchase, and other financial goals simultaneously

📊

Gap Analysis

Identify shortfalls in your planning and get actionable recommendations to bridge gaps

💹

Multiple Investments

Add existing corpus and monthly contributions across different investment instruments

🔄

Inflation Adjusted

Each goal uses appropriate inflation rates for accurate future value calculations

What is Multi-Goal Financial Planning?

Multi-goal financial planning is a comprehensive approach to managing your finances where you plan for multiple life goals simultaneously. Instead of planning for each goal in isolation, this method helps you optimize your investments across different time horizons and risk profiles.

Key Features:

Goal-specific inflation rates (Education: 8%, Retirement: 6%, Marriage: 7%)
Multiple investment instruments with different expected returns
Existing corpus and monthly contribution tracking
Gap analysis with actionable recommendations
Flexible timeline adjustments and mixed investment options

Supported Financial Goals

🏖️

Retirement Planning

Calculate corpus needed based on current expenses with 6% inflation and 25-year retirement span

🎓

Child Education

Plan for higher education costs with 8% inflation rate for education expenses

💒

Marriage & Events

Save for weddings and major life events with 7% inflation adjustment

🏠

House Purchase

Plan for real estate investments with 6% inflation for property prices

🛡️

Emergency Fund

Build emergency corpus with conservative 4% inflation rate

💰

Wealth Creation

General wealth building goals with 5% inflation assumption

Investment Instruments & Expected Returns

Conservative (5.5% - 7.1%)

• PPF: 7.1%
• EPF: 8.0%
• Fixed Deposit: 6.0%
• Recurring Deposit: 5.5%

Moderate (7% - 10%)

• Debt Mutual Fund: 7.0%
• Hybrid Mutual Fund: 9.0%
• NPS: 10.0%

Aggressive (12% - 15%)

• Equity Mutual Fund: 12.0%
• Stocks: 15.0%

Note: Expected returns are based on historical data and reasonable assumptions. Actual returns may vary based on market conditions and economic factors.

⚠️ Important Disclaimer

Investment Risk: All calculations are based on reasonable assumptions and are meant for planning purposes only. Actual returns may vary significantly due to market conditions, economic factors, and investment risks.

No Guarantee: Past performance does not guarantee future results. Mutual funds, stocks, and other investments are subject to market risks. Please read all scheme-related documents carefully before investing.

Professional Advice: This calculator provides estimates only. For personalized financial planning, consult with a qualified financial advisor who can assess your specific situation, risk tolerance, and financial goals.

Inflation & Returns: The inflation rates and expected returns used are estimates based on historical data and may not reflect future economic conditions. Actual inflation and returns may be higher or lower than projected.

PlanUrDream and its affiliates are not responsible for any investment decisions made based on these calculations. Always conduct your own research and seek professional advice before making investment decisions.

SERVICES

IMPORTANT LINKS

CONTACT US

Business Entity:

HW Solutions & Financial Consultancy Pvt Ltd

CIN: U66190CT2024PTC015856

Registered Address:

H. No. 100, Avinash Capital Homes, Phase-02, Raipur, Chhattisgarh

Email: weplanurdream@gmail.com

Phone: (+91) 7869126639

CONNECT WITH US

Grievance Redressal Officer:

Mr. Satyajeet Das

Mobile: 7869126639

Email: weplanurdream@gmail.com

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Past performance is not indicative of future results. Investment values may fluctuate and can go down as well as up. Investors should carefully consider their financial situation, risk tolerance, and investment objectives before making decisions. Please consult your financial advisor if uncertain about product suitability.

Disclaimer: PlanUrDream operates strictly as an AMFI-registered Mutual Fund Distributor and does not provide Investment Advisory (RIA) services. We do not guarantee returns or assure capital protection.

AMFI Registration Details:

ARN	ARN Holder's Name	ARN Valid Till	EUIN	SIF Validity From	SIF Validity Till
185790	Satyajeet Das	21 Jul 2027	E173444	01 Sep 2025	18 Aug 2028

NISM Cert: 2430087939 (Valid till 21 July 2027)

Chat with us on WhatsApp

OPEN UR

ACCOUNT

THROUGH US!

Start!