Enter Your Details
Your Results
Total Amount Withdrawn
₹12,00,000
Remaining Balance After 10 Years
₹10,00,000
Initial Investment
₹10,00,000
✓ Sustainable Withdrawal Plan
Your corpus will last the entire 10 year period with ₹10,00,000 remaining.
* Calculations assume constant returns. Actual returns may vary based on market conditions.
About SWP Calculator
Regular Income
Plan systematic withdrawals to generate steady monthly income from your investments
Retirement Planning
Ideal for retirees to create a pension-like income stream from their corpus
Sustainability Check
See if your corpus will last the desired period or when it might deplete
Continued Growth
Remaining corpus continues to grow while you withdraw, maximizing longevity
Withdrawal Impact Visualization
Initial Investment
₹10,00,000
Total Returns
₹12,00,000
Total Withdrawn
₹12,00,000
Final Balance
₹10,00,000
Your corpus declined because withdrawals exceeded returns over the period
📊 Key Insights
- • Monthly withdrawal: ₹10,000 | Annual return: 12%
- • Total returns earned: ₹12,00,000 over 10 years
- ⚠️ Corpus declined but sustainable for 10 years
- 💡 Consider reducing withdrawal rate for long-term sustainability
What is SWP?
Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount from your mutual fund investment at regular intervals. It's ideal for retirees or anyone seeking regular income from their investments.
Benefits of SWP:
- Regular income stream from your investments
- Tax-efficient compared to fixed deposits
- Remaining corpus continues to grow
- Flexibility to change withdrawal amount
- Rupee cost averaging benefit on withdrawals