SWP Calculator - Systematic Withdrawal Plan
← Back to Calculators

SWP Calculator

Systematic Withdrawal Plan - Plan your regular income from investments

Enter Your Details

Your Results

Total Amount Withdrawn

12,00,000

Remaining Balance After 10 Years

₹10,00,000

Initial Investment

10,00,000

✓ Sustainable Withdrawal Plan

Your corpus will last the entire 10 year period with ₹10,00,000 remaining.

* Calculations assume constant returns. Actual returns may vary based on market conditions.

About SWP Calculator

💸

Regular Income

Plan systematic withdrawals to generate steady monthly income from your investments

🏖️

Retirement Planning

Ideal for retirees to create a pension-like income stream from their corpus

📉

Sustainability Check

See if your corpus will last the desired period or when it might deplete

💹

Continued Growth

Remaining corpus continues to grow while you withdraw, maximizing longevity

Withdrawal Impact Visualization

₹10L₹8.5L₹5.5L₹3L₹0Year 2: ₹10,00,000 Declining: ₹0Year 4: ₹10,00,000 Declining: ₹0Year 6: ₹10,00,000 Declining: ₹0Year 8: ₹10,00,000 Declining: ₹0Year 10: ₹10,00,000 Declining: ₹0Year 0Year 2Year 4Year 6Year 8Year 10

Initial Investment

10,00,000

Total Returns

12,00,000

Total Withdrawn

12,00,000

Final Balance

₹10,00,000

📉 Net Decline0

Your corpus declined because withdrawals exceeded returns over the period

📊 Key Insights

  • • Monthly withdrawal: ₹10,000 | Annual return: 12%
  • • Total returns earned: ₹12,00,000 over 10 years
  • ⚠️ Corpus declined but sustainable for 10 years
  • 💡 Consider reducing withdrawal rate for long-term sustainability
Initial Investment (Reference)
Growing (Returns > Withdrawals)
Declining (Withdrawals > Returns)

What is SWP?

Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount from your mutual fund investment at regular intervals. It's ideal for retirees or anyone seeking regular income from their investments.

Benefits of SWP:

  • Regular income stream from your investments
  • Tax-efficient compared to fixed deposits
  • Remaining corpus continues to grow
  • Flexibility to change withdrawal amount
  • Rupee cost averaging benefit on withdrawals

SERVICES

IMPORTANT LINKS

CONTACT US

Business Entity:

HW Solutions & Financial Consultancy Pvt Ltd

CIN: U66190CT2024PTC015856

Registered Address:

H. No. 100, Avinash Capital Homes, Phase-02, Raipur, Chhattisgarh

Email: weplanurdream@gmail.com

Phone: (+91) 7869126639

CONNECT WITH US

Grievance Redressal Officer:

Mr. Satyajeet Das

Mobile: 7869126639

Email: weplanurdream@gmail.com

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Past performance is not indicative of future results. Investment values may fluctuate and can go down as well as up. Investors should carefully consider their financial situation, risk tolerance, and investment objectives before making decisions. Please consult your financial advisor if uncertain about product suitability.

Disclaimer: PlanUrDream operates strictly as an AMFI-registered Mutual Fund Distributor and does not provide Investment Advisory (RIA) services. We do not guarantee returns or assure capital protection.

AMFI Registration Details:

ARNARN Holder's NameARN Valid TillEUINSIF Validity FromSIF Validity Till
185790Satyajeet Das21 Jul 2027E17344401 Sep 202518 Aug 2028

NISM Cert: 2430087939 (Valid till 21 July 2027)

© PlanUrDream / HW Solutions & Financial Consultancy Pvt Ltd. All Rights Reserved.
Chat with us on WhatsApp