Understanding the difference between saving money and building real wealth
Most people save money regularly through fixed deposits, recurring deposits, and savings accounts. Yet, when it comes to long-term goals like buying a home, children's education, or retirement, many feel they are falling behind.
In this video, we explain why saving alone is not enough, how inflation silently reduces purchasing power, and what role investing plays in meeting long-term financial goals.
Understanding why saving money feels safe but often fails to grow real wealth
How inflation reduces the value of your savings over time
The difference between saving for safety and investing for growth
Common mistakes people make by relying only on FD and RD
A simple framework to align savings and investments with goals
Saving protects your money. Investing protects your future.
With rising costs of living and longer life expectancy, relying only on traditional savings instruments can create a gap between goals and reality.
Understanding this difference early helps you make better financial decisions and avoid regret later.
No. Saving is essential for emergencies and short-term needs. But it should not be the only strategy for long-term goals.
FD returns at 7% annually barely beat inflation at 6%, resulting in very little real growth over time.
Use a combination of saving and investing, based on time horizon and goals.
Disclaimer: This content is for educational purposes only. Returns mentioned are illustrative. Investments are subject to market risks. Please evaluate your financial situation before making decisions.