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🏥Insurance

Term Insurance: Protection for Your Family

Get ₹1 crore coverage for less than ₹1,000/month.

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🎯 Key Takeaways

  • Term insurance is pure protection, not investment
  • Get 10-15X your annual income as coverage
  • Younger age = lower premiums
  • Essential if you have dependents

📝 Video Transcript


      Term insurance is the most affordable life protection.
      
      Example: 30-year-old, non-smoker
      Coverage: ₹1 crore
      Premium: Just ₹800-1,000/month!
      
      What it does: If something happens to you, your family gets ₹1 crore.
      
      Why you need it:
      → Protect family's future
      → Cover home loan
      → Children's education
      → Replace your income
      
      How much coverage? 10-15X your annual income.
      
      Earning ₹10 lakhs/year? Get ₹1-1.5 crore cover.
      
      Buy early = Pay less
      Buy when healthy = Easy approval
      
      Don't mix insurance with investment. Keep them separate!
      
      Protect your family today!
    

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